| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Millenium Home Mortgage LLC chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Millenium Home Mortgage LLC share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes – information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes – information about your creditworthiness | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| Who we are | |
| Who is providing this notice? | Millenium Home Mortgage LLC |
| What we do | |
| How does Millenium Home Mortgage LLC protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Millenium Home Mortgage LLC collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Millenium Home Mortgage LLC has no affiliates. |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Millenium Home Mortgage LLC does not share with non-affiliates so they can market to you. |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Millenium Home Mortgage LLC doesn't jointly market. |
| Other important information | |
| SMS Text Messaging Privacy: If you opt in to receive SMS text messages from Millenium Home Mortgage, LLC, we may use your mobile phone number to send you transactional, informational, and service-related messages, including updates regarding your mortgage application, loan status, or account-related communications. Message frequency may vary. Message and data rates may apply. You may opt out of receiving SMS messages at any time by replying STOP to any message. For assistance, reply HELP or contact us directly using the contact information provided on this website. Mobile phone numbers collected for SMS communications will not be sold, rented, or shared with third parties for their marketing or promotional purposes. We may share your information with service providers who assist us in delivering SMS messages, provided they are contractually obligated to keep such information confidential and use it solely for the purpose of providing services on our behalf. | |